Chase Bank closed all of its 4,700 branches throughout the United States for 24 hours. This was in observance of the federal holiday, which commemorates U.S. Presidents, especially George Washington.
Chase Bank, as with other large financial institutions, has the tradition of closing its branches on observed national holidays. This shutdown prevented customers from going to their neighborhood Chase branch in person to use services on the holiday. The shutdown did not cover all services, though, since some banking activities remained available through digital means and ATMs.
What is Presidents’ Day?
Presidents’ Day, celebrated on the third Monday of February annually, is a federal holiday in the United States. Originally created to commemorate George Washington’s birthday, Presidents’ Day is now used to honor all U.S. presidents. It is a day of remembrance for the country’s leaders and a time for Americans to look back on their nation’s history.
The holiday also impacts many business operations throughout the nation, such as bank closures, government office closures, and even some private business closures.
Bank Closures on Presidents’ Day
Chase Bank, and a number of other large banks, were closed on Presidents’ Day 2025. Wells Fargo, Bank of America, and Citi Bank were also closed on the holiday, which means their offices were shut down for the day as well. Although this may be inconvenient for some consumers who require in-person services, it should be noted why these banks close on these days. Federal holidays are the days that banks usually close to adhere to U.S. labor regulations and practice.
Alternative Customer Services
During the time that physical branches were closed, Chase Bank customers could still use most of the bank’s services through digital banking channels and ATMs. Chase customers could pay bills online, transfer funds, and review balances through the mobile app or website.
ATMs continued to function, enabling cash withdrawals and deposits, though customers looking to conduct complicated transactions or needing large sums of money were urged to prepare in advance and utilize ATMs prior to the holiday.
Even though the digital banking services were present, transactions such as fund transfer or bill payment would not be processed until the subsequent business day, which is usually Presidents’ Day’s Tuesday succeeding it.
Those customers requiring instant transactions to be executed were informed to contact the bank or other services.
Impact on Other Financial Institutions
Chase Bank’s closure was not singular in nature. Other top financial institutions such as Wells Fargo, Citi, and Bank of America closed their physical locations on Presidents’ Day.
Yet, the customers of these organizations could still use their online banking platforms for a majority of their services. Though branches were closed, online services such as mobile banking applications and websites remained functional. This ensured that critical banking services like checking balances, moving money, and paying bills could still be accomplished by customers.
Post Offices and Delivery Services
Apart from banks, the federal office closures like the U.S. Postal Service (USPS) were another significant effect of Presidents’ Day 2025. USPS offices were shut down, and there was no mail delivery on the holiday. This meant customers who were depending on postal services would have to wait until the next business day for mail delivery.
Nonetheless, other delivery services were still in operation. FedEx and Amazon packages were delivered, enabling customers to get their orders without delay. This helped counteract the inconvenience of USPS closures for package recipients.
Stock Market Holiday
Along with the bank and post office closures, the stock market was also closed on Presidents’ Day. The New York Stock Exchange and the Nasdaq Stock Market both observed the holiday, so there was no trading. Both investors and traders had to wait until the next business day to trade again. This was consistent with the tradition of closing the markets on federal holidays, giving a temporary break in financial activity.
What’s Open and What’s Closed?
While most services had the day off in celebration of Presidents’ Day, other services were open, particularly in retail and food industries. Major retailers, grocery stores, and shopping malls were open with modified hours, which translated to many people still being able to shop or eat out, though they may have had to endure shorter hours of operation.
Retailers such as Walmart, Target, and Trader Joe’s generally stayed open, but patrons were asked to call their local stores for specific hours.
Conversely, services such as healthcare centers, government agencies, and schools were largely shut down. Non-essential federal and state government agencies closed, along with most public schools and universities.
This is another indication of the impact of the holiday across the country and how different sectors adjust to the holiday.
Prepare in Advance for Bank Services
For those that rely greatly on bank branches to have face-to-face service, Presidents’ Day holidays can result in a minor inconvenience. In any case, it is entirely worth preparing ahead of time through the use of digital banking solutions like mobile applications and online banking. If you know your bank will be shut on the holiday, make sure to complete any necessary transactions in advance. For example, scheduling bill payments or sending money over the internet ahead of time can avoid delays.
ATMs remain a wonderful option for customers who need to withdraw cash or deposit funds. However, be reminded that larger transactions or more intricate services may be deferred until the next working day. Customers should also keep in mind that customer service personnel will not be available at bank branches during this time.
Preparing for Future Bank Closures
Federal holidays such as Presidents’ Day happen numerous times during the course of a year, and each of these affects banking schedules across the country. It is beneficial to be aware of when such holidays take place so that consumers can plan ahead and not have it conflict with their financial needs. By asking your bank about upcoming holidays and using computer resources, consumers can enjoy year-round continuous service.
Conclusion
Presidents’ Day 2025 was just another holiday day when American banks, including Chase Bank, closed their branches for the day. Although the closure affected face-to-face service, digital and ATM platforms enabled customers to go on using most banking operations.
Being aware of federal holidays and planning ahead are ways that individuals can cope with these closures and still effectively manage their finances despite holiday days.
